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	Phone  (206) 838-1049

Dean is a senior Account Executive with over 19 years of experience, specializing in construction, development and homebuilding. In addition to his CPCU designation, he is licensed as an Insurance Agent and Broker in Washington, as well as numerous states across the US. He holds degrees in Bachelor of Arts/Finance and Bachelor of Science/Construction Management, both from University of Washington and has field engineering experience in heavy/highway construction.

Dean joined Worthington Insurance in 1988, initializing his insurance career in personal insurance. He subsequently developed knowledge and expertise in commercial insurance and surety, and purchased the agency in 1998 after helping the agency quadruple in volume. In 2000, the agency merged with Lovsted Company forming the agency as it is known today, Lovsted-Worthington.

Dean brings extensive innovation to his large local and regional contractor clients in the Puget Sound area. He plays an active and supportive role in numerous construction associations and is a solid proactive player in the support of the goals of the client, which goes beyond handling their business risks and surety obligations.

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	Phone  (206) 838-1046

Steve began his career with Lovsted-Worthington in 2000. He boasts a highly diverse client base, which was built by utilizing his experience in claims management, claims payment, underwriting, marketing and sales. Steve thoroughly and conscientiously reviews the unique needs of each client and responds promptly from the marketplace providing each customer the highest level of service.

Steve is a graduate of Central Washington University with a degree in Business Administration with an emphasis on Marketing. He has over 22 years of experience on both the company side and the production side. His experience on the insurance company side helps him negotiate the very best premiums and coverages with our underwriters.

His areas of focus include Skilled, Assisted & Independent living facilities; Property Management; and the Construction & Hospitality Industries.

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	Phone  (206) 838-1048

Scott is a Senior Account Executive with over 35 years of experience, with specialty experience in international trade and logistics, financial institutions, manufacturing, distribution, and maritime exposures.

Scott began his career in a family business and later moved to a major international brokerage where he served in California, Oregon, Washington and Alaska offices. He joined Lovsted-Worthington in 1996 and has background in a wide variety of commercial and public exposures, including technology, utilities, public entities, reverse foreign, contracting, oilfield services and mining.

In addition to his Washington State Insurance Agent’s license and Broker’s license, he holds the Associate in Risk Management designation.

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	Phone (206) 838-1052

Larry is a Senior Surety Account Executive with over 33 years of surety experience, specializing in construction. In addition to his Insurance Agent, Insurance Broker and Surplus Lines broker license in several Western States, he holds a business degree from Western Washington University.

As an Executive that has had extensive experience in handling Contractors, Developers and Owners through out the United States and Canada, I can provide the following levels of service to our clients:

Evaluate the management and financial components of your company and determine the level of surety credit that the company deserves. Work with the operational staff to help shape the goals and objectives of the company to match the available level of surety credit and grow that level as the work program is prosecuted.

Help develop and or improve the tools necessary to expand the available credit to meet the immediate and long term goals for growth and perpetuation of the firm. Work with the principals of the firm to develop the necessary strategy to grow management and transition senior owners.

Work with management to help evaluate the working relationships within your market to maximize your involvement and impact. This would include Banking, Accounting, and Subcontractor selection. We also help confirm that funding for private projects are in place before work is started.

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	Phone  (206) 838-1045

Steve, as a senior executive, is charged with helping to manage and grow Lovsted-Worthington’s Senior Living and Healthcare Division. Steve has 16 years of experience in sales and client relations. The last seven years developing, building and implementing senior care risk management and insurance programs. Formerly, Steve served as a partner with one of largest recognized regional brokerage firms in the Pacific Northwest. Steve brings his vast experience on both the regional and national level to consult and advise his clients

Steve is a graduate of Washington State University with a degree in Business Administration. He is a recognized participating member of the following associations, WHCA, Aging Services of America, NAHC, HCAW and ABC.

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	Phone  (206) 838-1050

Kristin is a Surety Account Executive with over 17 years of surety and construction experience, specializing in surety and insurance risks. In addition to her Insurance Agents license, she holds a degree in Business Management. Kristin is an active member of the Surety Association of Washington.

Kristin has extensive experience in the handling and placement of insurance and bonding for large local and regional contractors. She utilizes her expertise to access an extensive contractor market base and provide unique products and programs including Insurance Wraps (OCIPs) and surety products specific to the construction industry and the client specifically. She plays an aggressive role in the review and management of each client contracts supporting their insurance and bond needs.

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	Phone (206) 838-1039

Justine is a licensed Commercial Account Manager with over 17 years of insurance experience with expertise in a variety of commercial risks. She joined Lovsted Worthington in 2007, bringing her experience from other insurance firms. Justine values her great relationships with her clients and company underwriters.

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	Phone  (206) 838-1043

Nancy is a commercial account manager with over 20 years of commercial insurance experience, specializing in construction accounts. In addition to her having a current Broker and Agent’s license, she holds a Bachelor of Communications degree from the University of California at Fullerton.

Nancy has gained her commercial experience from prior positions with Allstate, Safeco, Kibble and Prentice, and Parker, Smith and Feek insurance agencies.

Nancy joined Lovsted~Worthington in 2004 and has worked extensively with their construction and homebuilder clients providing them with hands on assistance and superior client service in all areas of account management.

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	Phone  (206) 838-1041

Jenny is a licensed Commercial Account Manager with over 16 years of insurance experience with expertise in a variety of commercial risks specializing in senior healthcare. Jenny joined Lovsted Worthington in 2003, bringing her experience from other local brokerage firms. Jenny values the client relationship and enjoys providing superior client service and expertise.

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	Phone  (206) 838-1033

Lynda is a licensed property and causality account manager with over 5 years of insurance experience. Lynda joined Lovsted Worthington in 2010, after working for a national insurance company. Lynda values the client relationship and enjoys providing superior client service and knowledge.

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	Phone  (206) 838-1051

Ashley graduated from the University of Washington with a bachelor’s degree in Marketing. She joined Lovsted Worthington in 2009, bringing her background in administration and marketing from previous companies. She currently works as administrative, marketing and commercial lines assistant.

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	Phone  (206) 838-1040

Joni has over 25 years insurance experience, beginning as a personal lines account manager in 1985, moving to commercial lines, and working briefly on the company side as a claims representative. Joni joined Lovsted Worthington in 1998 and enjoys being part of Lovsted Worthington's growth. Joni is your contact for all Accounting, Employee Benefits, Human Resources and Licensing for Lovsted Worthington.

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	Phone  (206) 595-2898

Chris has 12 years experience in Life, Health, Disability and Long Term Care Insurance.  He has worked extensively as a broker in Commercial and Personal markets to help clients secure the coverage they need from the carriers that are competitive for their cases.

Chris is a graduate of the University of Washington. He has worked with Lovsted Worthington since 2004.